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UBL Insurers
General Takaful Window

Shariah-compliant protection, built on trust.

Our General Takaful Window offers a range of Shariah-compliant insurance solutions designed to provide protection and peace of mind while adhering to Islamic principles.

Wakalah – Waqf

Operating model

HalalEthicalTransparent
Comprehensive protection
Participant surplus sharing
Riba & Gharar free

Based on the principles of mutual cooperation (Ta'awun) and donation (Tabarru'), our Takaful products ensure that your contributions are invested in ethical, Shariah-compliant ventures while providing comprehensive protection against various risks.

We offer transparent operations with clear segregation of participant and operator funds, ensuring that all activities comply with the principles of Islamic finance while delivering reliable protection and excellent service.

Our foundations

The principles behind our Takaful

Ta'awun (Mutual Cooperation)

Participants pool contributions to support each other in times of loss.

Tabarru' (Donation)

Contributions are treated as a donation, forming a Waqf fund used to pay claims.

Segregated Funds

Participant and operator funds are kept clearly separate at every stage.

Shariah Supervised

All operations are supervised by an independent Shariah Advisor and reviewed regularly.

Explore Shariah-compliant protection today.

Speak with our Takaful specialists to find the right plan for you and your family.